On average, a Medicare beneficiary has 43 Medicare Advantage plans available to them. Medicare plans and availability vary by state and county, and here is where it can get confusing. Provide the convenience of having one plan for all your needs.Provide nice-to-have incentives like gym memberships.Offer you additional coverage not included with Original Medicare.Can allow you access to your preferred doctors and hospitals (you need to check if your preferred doctors are in the plan’s network).Medicare Advantage plans have many benefits.
They also often include nice-to-have benefits like gym memberships, over-the-counter medication discounts, or transportation to doctor appointments. Most plans offer additional coverage for services left out of Original Medicare, like dental, hearing, and vision care. Many MA Plans also offer add-on insurance, benefits, and perks.
MA Plans go above and beyond what’s required and provide different levels of coverage and types of care, along with different price tags. Where they differ from Original Medicare is in the flexibility they offer. Why you should shop around before you enrollĮven though Medicare Advantage plans are offered through private companies, each plan is required to follow Medicare rules and cover the same services that Original Medicare covers. MA Plans let you choose different coverage options for Medicare Part A (hospital) and Part B (medical) that put more control back into your hands and lower your out-of-pocket costs. A Medicare Advantage plan, also known as an MA Plan or Medicare Plan C, is a convenient way to customize your health insurance coverage based on your individual needs.
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